Bank lending and credit · Australia
Australia Investment Lending for Homes
The Australia Investment Lending for Homes measures how much new credit banks extend, or how fast their loans or deposits grow, in Australia.
- اهمیت
- Medium
- منتشرشده
- Quarterly
- انتشار بعدی
- ارز
- AUD · Australian dollar
- بانک مرکزی
- The Reserve Bank of Australia
آخرین ارقام
آخرین انتشار، برای Q2، در 2026-08-14 منتشر شد و -10.2% بود. این کمتر از -3.2% در دفعه قبل است (بازنگری‌شده).
در 7 انتشار اخیر بین -10.2% و 17.6% بود، با میانگین 1.5%. سه انتشار پیاپی کاهش داشته است.
| منتشرشده | برای | واقعی | پیش‌بینی | قبلی |
|---|---|---|---|---|
| 14 Aug 2026 | Q2 | -10.2% | – | -3.2% ® |
| 13 May 2026 | Q1 | -3.0% | – | 8.2% ® |
| 11 Feb 2026 | Q4 | 7.9% | – | 9.2% ® |
| 12 Nov 2025 | Q3 | 17.6% | 4% | 2.6% ® |
| 13 Aug 2025 | Q2 | 1.4% | – | -0.0% ® |
| 14 May 2025 | Q1 | -0.3% | – | -2.5% ® |
| 12 Feb 2025 | Q4 | -2.9% | – | 5.1% |
چرا مهم است
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
روش محاسبه
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
تغییرات چه معنایی دارند
- Rising credit growth supports the growth outlook and the Australian dollar.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
بالاتر از انتظار: A stronger figure than expected points to a healthier economy: it usually supports the Australian dollar and local stocks, and can push bond yields up.
پایین‌تر از انتظار: A weaker figure than expected points to slowing activity: the Australian dollar tends to soften and markets price in lower rates.
تاریخچه‌ای کوتاه
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
پرسش‌ها
What is the Australia Investment Lending for Homes?
The Australia Investment Lending for Homes measures how much new credit banks extend, or how fast their loans or deposits grow, in Australia.
What was the latest Australia Investment Lending for Homes?
-10.2% for Q2, published on 14 August 2026.
When is the next Australia Investment Lending for Homes?
On Wednesday 11 November 2026 at 00:30 UTC.
فقط محتوای آموزشی است، نه توصیه سرمایه‌گذاری. ارقام نتایج منتشرشده‌اند که تقویم ما ثبت کرده است؛ واکنش‌های بازار که توصیف شده‌اند معمول‌اند، نه تضمینی.