Bank lending and credit · United States
United States Consumer Credit Change
The United States Consumer Credit Change measures how much new credit banks extend, or how fast their loans or deposits grow, in the United States.
- اهمیت
- Medium
- منتشرشده
- Monthly
- انتشار بعدی
- ارز
- USD · US dollar
- بانک مرکزی
- The Federal Reserve
آخرین ارقام
آخرین انتشار، برای SEP، در 2026-11-06 منتشر شد و $27.84B بود.
| منتشرشده | برای | واقعی | پیش‌بینی | قبلی |
|---|---|---|---|---|
| 6 Nov 2026 | SEP | $27.84B | $12B | $8.28B ® |
| 7 Oct 2026 | AUG | $8.28B | $15B | $17.74B ® |
| 8 Sep 2026 | JUL | $18.06B | $11.7B | $14.56B ® |
| 7 Aug 2026 | JUN | $14.17B | $10.5B | $-1.08B ® |
| 8 Jul 2026 | MAY | $-0.18B | $17.1B | $20.82B ® |
| 5 Jun 2026 | APR | $20.70B | $18B | $22.30B ® |
| 7 May 2026 | MAR | $24.86B | $12.5B | $8.85B ® |
| 7 Apr 2026 | FEB | $9.48B | $10B | $7.67B ® |
| 6 Mar 2026 | JAN | $8.05B | $12B | $25.2B ® |
| 6 Feb 2026 | DEC | $24.05B | $8B | $4.7B ® |
| 8 Jan 2026 | NOV | $4.23B | $10B | $9.24B ® |
| 5 Dec 2025 | OCT | $9.18B | $10.5B | $11.01B ® |
چرا مهم است
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
روش محاسبه
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
تغییرات چه معنایی دارند
- Rising credit growth supports the growth outlook and the US dollar.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
بالاتر از انتظار: A stronger figure than expected points to a healthier economy: it usually supports the US dollar and local stocks, and can push bond yields up.
پایین‌تر از انتظار: A weaker figure than expected points to slowing activity: the US dollar tends to soften and markets price in lower rates.
تاریخچه‌ای کوتاه
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
پرسش‌ها
What is the United States Consumer Credit Change?
The United States Consumer Credit Change measures how much new credit banks extend, or how fast their loans or deposits grow, in the United States.
What was the latest United States Consumer Credit Change?
$27.84B for SEP, published on 6 November 2026 (consensus $12B, previous $8.28B).
When is the next United States Consumer Credit Change?
On Monday 7 December 2026 at 20:00 UTC.
فقط محتوای آموزشی است، نه توصیه سرمایه‌گذاری. ارقام نتایج منتشرشده‌اند که تقویم ما ثبت کرده است؛ واکنش‌های بازار که توصیف شده‌اند معمول‌اند، نه تضمینی.