Bank lending and credit · United States
United States Consumer Credit Change
The United States Consumer Credit Change measures how much new credit banks extend, or how fast their loans or deposits grow, in the United States.
- Importance
- Medium
- Publié
- Monthly
- Prochaine publication
- Devise
- USD · US dollar
- Banque centrale
- The Federal Reserve
Derniers chiffres
La dernière publication, pour SEP, est parue le 2026-11-06 et s’est établie à $27.84B.
| Publié | Pour | Réel | Consensus | Précédent |
|---|---|---|---|---|
| 6 Nov 2026 | SEP | $27.84B | $12B | $8.28B ® |
| 7 Oct 2026 | AUG | $8.28B | $15B | $17.74B ® |
| 8 Sep 2026 | JUL | $18.06B | $11.7B | $14.56B ® |
| 7 Aug 2026 | JUN | $14.17B | $10.5B | $-1.08B ® |
| 8 Jul 2026 | MAY | $-0.18B | $17.1B | $20.82B ® |
| 5 Jun 2026 | APR | $20.70B | $18B | $22.30B ® |
| 7 May 2026 | MAR | $24.86B | $12.5B | $8.85B ® |
| 7 Apr 2026 | FEB | $9.48B | $10B | $7.67B ® |
| 6 Mar 2026 | JAN | $8.05B | $12B | $25.2B ® |
| 6 Feb 2026 | DEC | $24.05B | $8B | $4.7B ® |
| 8 Jan 2026 | NOV | $4.23B | $10B | $9.24B ® |
| 5 Dec 2025 | OCT | $9.18B | $10.5B | $11.01B ® |
Pourquoi c’est important
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
Mode de calcul
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
Ce que signifient les variations
- Rising credit growth supports the growth outlook and the US dollar.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
Supérieur aux attentes : A stronger figure than expected points to a healthier economy: it usually supports the US dollar and local stocks, and can push bond yields up.
Inférieur aux attentes : A weaker figure than expected points to slowing activity: the US dollar tends to soften and markets price in lower rates.
Un bref historique
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
Questions
What is the United States Consumer Credit Change?
The United States Consumer Credit Change measures how much new credit banks extend, or how fast their loans or deposits grow, in the United States.
What was the latest United States Consumer Credit Change?
$27.84B for SEP, published on 6 November 2026 (consensus $12B, previous $8.28B).
When is the next United States Consumer Credit Change?
On Monday 7 December 2026 at 20:00 UTC.
Contenu éducatif uniquement, pas un conseil en investissement. Les chiffres sont les résultats publiés tels qu’enregistrés par notre calendrier ; les réactions de marché décrites sont typiques, non garanties.