Bank lending and credit · Australia
Australia Investment Lending for Homes
The Australia Investment Lending for Homes measures how much new credit banks extend, or how fast their loans or deposits grow, in Australia.
- Importance
- Medium
- Publié
- Quarterly
- Prochaine publication
- Devise
- AUD · Australian dollar
- Banque centrale
- The Reserve Bank of Australia
Derniers chiffres
La dernière publication, pour Q2, est parue le 2026-08-14 et s’est établie à -10.2%. C’est moins que -3.2% la fois précédente (révisé).
Sur les 7 dernières publications, la valeur est allée de -10.2% à 17.6%, avec une moyenne de 1.5%. Elle a baissé trois publications d’affilée.
| Publié | Pour | Réel | Consensus | Précédent |
|---|---|---|---|---|
| 14 Aug 2026 | Q2 | -10.2% | – | -3.2% ® |
| 13 May 2026 | Q1 | -3.0% | – | 8.2% ® |
| 11 Feb 2026 | Q4 | 7.9% | – | 9.2% ® |
| 12 Nov 2025 | Q3 | 17.6% | 4% | 2.6% ® |
| 13 Aug 2025 | Q2 | 1.4% | – | -0.0% ® |
| 14 May 2025 | Q1 | -0.3% | – | -2.5% ® |
| 12 Feb 2025 | Q4 | -2.9% | – | 5.1% |
Pourquoi c’est important
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
Mode de calcul
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
Ce que signifient les variations
- Rising credit growth supports the growth outlook and the Australian dollar.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
Supérieur aux attentes : A stronger figure than expected points to a healthier economy: it usually supports the Australian dollar and local stocks, and can push bond yields up.
Inférieur aux attentes : A weaker figure than expected points to slowing activity: the Australian dollar tends to soften and markets price in lower rates.
Un bref historique
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
Questions
What is the Australia Investment Lending for Homes?
The Australia Investment Lending for Homes measures how much new credit banks extend, or how fast their loans or deposits grow, in Australia.
What was the latest Australia Investment Lending for Homes?
-10.2% for Q2, published on 14 August 2026.
When is the next Australia Investment Lending for Homes?
On Wednesday 11 November 2026 at 00:30 UTC.
Contenu éducatif uniquement, pas un conseil en investissement. Les chiffres sont les résultats publiés tels qu’enregistrés par notre calendrier ; les réactions de marché décrites sont typiques, non garanties.