Bank lending and credit · Australia
Australia Investment Lending for Homes
The Australia Investment Lending for Homes measures how much new credit banks extend, or how fast their loans or deposits grow, in Australia.
- Wichtigkeit
- Medium
- Veröffentlicht
- Quarterly
- Nächste Veröffentlichung
- Währung
- AUD · Australian dollar
- Zentralbank
- The Reserve Bank of Australia
Neueste Zahlen
Die letzte Veröffentlichung, für Q2, erschien am 2026-08-14 und lag bei -10.2%. Das ist weniger als -3.2% beim letzten Mal (revidiert).
In den letzten 7 Veröffentlichungen lag der Wert zwischen -10.2% und 17.6%, im Schnitt 1.5%. Der Wert ist drei Veröffentlichungen in Folge gefallen.
| Veröffentlicht | Für | Ist | Konsens | Vorher |
|---|---|---|---|---|
| 14 Aug 2026 | Q2 | -10.2% | – | -3.2% ® |
| 13 May 2026 | Q1 | -3.0% | – | 8.2% ® |
| 11 Feb 2026 | Q4 | 7.9% | – | 9.2% ® |
| 12 Nov 2025 | Q3 | 17.6% | 4% | 2.6% ® |
| 13 Aug 2025 | Q2 | 1.4% | – | -0.0% ® |
| 14 May 2025 | Q1 | -0.3% | – | -2.5% ® |
| 12 Feb 2025 | Q4 | -2.9% | – | 5.1% |
Warum es wichtig ist
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
So wird gerechnet
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
Was Veränderungen bedeuten
- Rising credit growth supports the growth outlook and the Australian dollar.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
Höher als erwartet: A stronger figure than expected points to a healthier economy: it usually supports the Australian dollar and local stocks, and can push bond yields up.
Niedriger als erwartet: A weaker figure than expected points to slowing activity: the Australian dollar tends to soften and markets price in lower rates.
Eine kurze Geschichte
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
Fragen
What is the Australia Investment Lending for Homes?
The Australia Investment Lending for Homes measures how much new credit banks extend, or how fast their loans or deposits grow, in Australia.
What was the latest Australia Investment Lending for Homes?
-10.2% for Q2, published on 14 August 2026.
When is the next Australia Investment Lending for Homes?
On Wednesday 11 November 2026 at 00:30 UTC.
Nur Bildungsinhalte, keine Anlageberatung. Die Zahlen sind die veröffentlichten Ergebnisse, wie sie unser Kalender erfasst hat; die beschriebenen Marktreaktionen sind typisch, nicht garantiert.