Central bank surveys · United States
United States Loan Officer Survey
The United States Loan Officer Survey is a survey run by the Federal Reserve: of banks (on lending standards), of businesses, of households (on inflation expectations) or of professional forecasters.
- Importance
- Medium
- Next release
- Currency
- USD · US dollar
- Central bank
- The Federal Reserve
Latest figures
No results of this release are shown yet. They appear here as soon as they are published.
Why it matters
These surveys feed the central bank's decisions: tighter lending standards slow the economy, and rising inflation expectations make policymakers more hawkish. Traders read them as previews of the central bank's thinking.
How it is calculated
Respondents answer a fixed questionnaire; results are summarised as balances (share reporting tighter minus looser, for example) or medians.
What changes mean
- Tightening lending standards have historically preceded slower credit and growth.
- Forecasters' expectations show what the market already assumes.
A short history
Central banks started regular surveys to see beyond official statistics; the Fed's Senior Loan Officer Survey dates from the 1960s, the ECB's Bank Lending Survey from 2003.
Questions
What is the United States Loan Officer Survey?
The United States Loan Officer Survey is a survey run by the Federal Reserve: of banks (on lending standards), of businesses, of households (on inflation expectations) or of professional forecasters.
When is the next United States Loan Officer Survey?
On Monday 2 November 2026 at 19:00 UTC.
Educational content only, not investment advice. Figures are the published results as recorded by our calendar; market reactions described are typical, not guaranteed.