Bank lending and credit · India
India Bank Loan Growth YoY
The India Bank Loan Growth YoY measures how much new credit banks extend, or how fast their loans or deposits grow, in India.
- Важность
- Low
- Опубликовано
- Every two weeks
- Следующая публикация
- Валюта
- INR · Indian rupee
- Центральный банк
- The Reserve Bank of India
Последние данные
Последняя публикация, за OCT/16, вышла 2026-10-30; значение: 18.2%. Это ниже, чем 19.4% в прошлый раз.
За последние 12 публикаций значение колебалось от 15.0% до 19.4%, в среднем 17.8%.
| Опубликовано | Для | Факт | Консенсус | Предыдущее |
|---|---|---|---|---|
| 30 Oct 2026 | OCT/16 | 18.2% | – | 19.4% |
| 16 Oct 2026 | OCT/02 | 19.4% | – | 18.1% |
| 2 Oct 2026 | SEP/15 | 18.1% | – | 19.1% |
| 18 Sep 2026 | AUG/30 | 19.1% | – | 18.3% |
| 28 Aug 2026 | AUG/15 | 18.3% | – | 19.3% |
| 14 Aug 2026 | JUL/31 | 19.3% | – | 17.7% |
| 10 Jul 2026 | JUN/30 | 18.6% | – | 17.7% |
| 26 Jun 2026 | JUN/12 | 17.7% | – | 17.7% |
| 12 Jun 2026 | MAY/29 | 17.7% | – | 16.2% |
| 29 May 2026 | MAY/15 | 16.2% | – | 16% |
| 8 May 2026 | APR/30 | 16.0% | – | 15.0% |
| 1 May 2026 | APR/15 | 15.0% | – | 16.1% |
Почему это важно
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
Как считается
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
Что означают изменения
- Rising credit growth supports the growth outlook and the Indian rupee.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
Выше ожиданий: A stronger figure than expected points to a healthier economy: it usually supports the Indian rupee and local stocks, and can push bond yields up.
Ниже ожиданий: A weaker figure than expected points to slowing activity: the Indian rupee tends to soften and markets price in lower rates.
Краткая история
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
Вопросы
What is the India Bank Loan Growth YoY?
The India Bank Loan Growth YoY measures how much new credit banks extend, or how fast their loans or deposits grow, in India.
What was the latest India Bank Loan Growth YoY?
18.2% for OCT/16, published on 30 October 2026.
When is the next India Bank Loan Growth YoY?
On Friday 13 November 2026 at 11:30 UTC.
Только образовательный материал, не инвестиционная рекомендация. Цифры — опубликованные результаты в том виде, в каком их записал наш календарь; описанные реакции рынка типичны, но не гарантированы.