Bank lending and credit · India
India Bank Loan Growth YoY
The India Bank Loan Growth YoY measures how much new credit banks extend, or how fast their loans or deposits grow, in India.
- الأهمية
- Low
- صدر
- Every two weeks
- الإصدار التالي
- العملة
- INR · Indian rupee
- البنك المركزي
- The Reserve Bank of India
أحدث الأرقام
صدر آخر إصدار، عن OCT/16، في 2026-10-30 وجاء عند 18.2%. هذا أقل من 19.4% في المرة السابقة.
خلال آخر 12 إصدارات تراوح بين 15.0% و19.4%، بمتوسط 17.8%.
| صدر | المدة | الفعلي | التوقعات | السابق |
|---|---|---|---|---|
| 30 Oct 2026 | OCT/16 | 18.2% | – | 19.4% |
| 16 Oct 2026 | OCT/02 | 19.4% | – | 18.1% |
| 2 Oct 2026 | SEP/15 | 18.1% | – | 19.1% |
| 18 Sep 2026 | AUG/30 | 19.1% | – | 18.3% |
| 28 Aug 2026 | AUG/15 | 18.3% | – | 19.3% |
| 14 Aug 2026 | JUL/31 | 19.3% | – | 17.7% |
| 10 Jul 2026 | JUN/30 | 18.6% | – | 17.7% |
| 26 Jun 2026 | JUN/12 | 17.7% | – | 17.7% |
| 12 Jun 2026 | MAY/29 | 17.7% | – | 16.2% |
| 29 May 2026 | MAY/15 | 16.2% | – | 16% |
| 8 May 2026 | APR/30 | 16.0% | – | 15.0% |
| 1 May 2026 | APR/15 | 15.0% | – | 16.1% |
لماذا يهم
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
طريقة الحساب
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
ما تعنيه التغيرات
- Rising credit growth supports the growth outlook and the Indian rupee.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
أعلى من المتوقع: A stronger figure than expected points to a healthier economy: it usually supports the Indian rupee and local stocks, and can push bond yields up.
أقل من المتوقع: A weaker figure than expected points to slowing activity: the Indian rupee tends to soften and markets price in lower rates.
لمحة تاريخية قصيرة
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
الأسئلة
What is the India Bank Loan Growth YoY?
The India Bank Loan Growth YoY measures how much new credit banks extend, or how fast their loans or deposits grow, in India.
What was the latest India Bank Loan Growth YoY?
18.2% for OCT/16, published on 30 October 2026.
When is the next India Bank Loan Growth YoY?
On Friday 13 November 2026 at 11:30 UTC.
محتوى تعليمي فقط، وليس نصيحة استثمارية. الأرقام هي النتائج المنشورة كما سجّلتها مفكرتنا؛ وردود فعل السوق الموصوفة نموذجية وليست مضمونة.