Bank lending and credit · India
India Deposit Growth YoY
The India Deposit Growth YoY measures how much new credit banks extend, or how fast their loans or deposits grow, in India.
- Importancia
- Low
- Publicado
- Every two weeks
- Próxima publicación
- Divisa
- INR · Indian rupee
- Banco central
- The Reserve Bank of India
Últimas cifras
El último dato, de OCT/16, se publicó el 2026-10-30 y fue 16.7%. Es menos que 17.8% la vez anterior.
En las últimas 12 publicaciones osciló entre 12.0% y 17.8%, con una media de 14.5%.
| Publicado | Para | Real | Consenso | Anterior |
|---|---|---|---|---|
| 30 Oct 2026 | OCT/16 | 16.7% | – | 17.8% |
| 16 Oct 2026 | SEP/30 | 17.8% | – | 17.3% |
| 2 Oct 2026 | SEP/15 | 17.3% | – | 17.8% |
| 18 Sep 2026 | AUG/30 | 17.8% | – | 14.7% |
| 28 Aug 2026 | AUG/15 | 14.7% | – | 15.4% |
| 14 Aug 2026 | JUL/31 | 15.4% | – | 12.7% |
| 10 Jul 2026 | JUN/30 | 13.3% | – | 12% |
| 26 Jun 2026 | JUN/12 | 12% | – | 12.2% |
| 12 Jun 2026 | MAY/29 | 12.2% | – | 12.2% |
| 29 May 2026 | MAY/15 | 12.2% | – | 12.3% |
| 8 May 2026 | APR/30 | 12.3% | – | 12.2% |
| 1 May 2026 | APR/15 | 12.2% | – | 13.5% |
Por qué importa
Credit is the fuel of spending and investment. Strong lending growth means households and companies are confident and that monetary policy is passing through; a credit slowdown often precedes a slowdown in activity. In China, new loans and total social financing are among the most watched signs of stimulus.
Cómo se calcula
Banks report the outstanding stock of loans to the central bank; the release shows the change over the month or the growth from a year earlier.
Qué significan los cambios
- Rising credit growth supports the growth outlook and the Indian rupee.
- A sudden drop in lending can signal tighter bank standards or weak demand.
- Compare with interest rates: credit should slow after hikes; if it does not, more tightening may follow.
Mayor de lo esperado: A stronger figure than expected points to a healthier economy: it usually supports the Indian rupee and local stocks, and can push bond yields up.
Menor de lo esperado: A weaker figure than expected points to slowing activity: the Indian rupee tends to soften and markets price in lower rates.
Una breve historia
Credit cycles were described by economists such as Hyman Minsky; after the 2008 financial crisis regulators began to track credit growth closely as an early warning of booms and busts.
Preguntas
What is the India Deposit Growth YoY?
The India Deposit Growth YoY measures how much new credit banks extend, or how fast their loans or deposits grow, in India.
What was the latest India Deposit Growth YoY?
16.7% for OCT/16, published on 30 October 2026.
When is the next India Deposit Growth YoY?
On Friday 13 November 2026 at 11:30 UTC.
Solo contenido educativo, no asesoramiento de inversión. Las cifras son los resultados publicados según los registra nuestro calendario; las reacciones del mercado descritas son típicas, no garantizadas.