Housing market · United States
United States 15-Year Mortgage Rate
The United States 15-Year Mortgage Rate tracks the housing market of the United States: house prices, building permits and starts, home sales, builders' confidence or mortgage demand.
- Wichtigkeit
- Low
- Veröffentlicht
- Weekly
- Nächste Veröffentlichung
- Währung
- USD · US dollar
- Zentralbank
- The Federal Reserve
Neueste Zahlen
Die letzte Veröffentlichung, für NOV/05, erschien am 2026-11-05 und lag bei 6.57%. Das ist weniger als 6.60% beim letzten Mal.
In den letzten 12 Veröffentlichungen lag der Wert zwischen 5.95% und 6.73%, im Schnitt 6.39%. Der Wert ist drei Veröffentlichungen in Folge gefallen.
| Veröffentlicht | Für | Ist | Konsens | Vorher |
|---|---|---|---|---|
| 5 Nov 2026 | NOV/05 | 6.57% | – | 6.60% |
| 29 Oct 2026 | OCT/29 | 6.60% | – | 6.68% |
| 22 Oct 2026 | OCT/22 | 6.68% | – | 6.71% |
| 15 Oct 2026 | OCT/15 | 6.71% | – | 6.73% |
| 8 Oct 2026 | OCT/08 | 6.73% | – | 6.60% |
| 1 Oct 2026 | OCT/01 | 6.60% | – | 6.42% |
| 24 Sep 2026 | SEP/24 | 6.42% | – | 6.26% |
| 17 Sep 2026 | SEP/17 | 6.26% | – | 6.09% |
| 10 Sep 2026 | SEP/10 | 6.09% | – | 6.04% |
| 3 Sep 2026 | SEP/03 | 6.04% | – | 5.98% |
| 27 Aug 2026 | AUG/27 | 5.98% | – | 5.95% |
| 20 Aug 2026 | AUG/20 | 5.95% | – | 6.01% |
Warum es wichtig ist
Housing is the main channel through which interest rates reach the economy: higher mortgage rates cool sales and building first. Home prices drive household wealth and confidence, and in some countries (Australia, Canada, New Zealand, the UK) housing figures weigh heavily on central-bank decisions.
So wird gerechnet
Prices come from repeat sales of the same homes (Case-Shiller), mortgage-lender data (Nationwide, Halifax) or official registries; permits and starts from local authorities; sales from estate-agent associations; mortgage applications from lenders' weekly surveys.
Was Veränderungen bedeuten
- Permits lead starts, which lead construction activity by months.
- Falling sales with stable prices is the usual first stage of a cooling market.
- Mortgage applications react within weeks to changes in mortgage rates.
Höher als erwartet: A stronger figure than expected points to a healthier economy: it usually supports the US dollar and local stocks, and can push bond yields up.
Niedriger als erwartet: A weaker figure than expected points to slowing activity: the US dollar tends to soften and markets price in lower rates.
Eine kurze Geschichte
Karl Case and Robert Shiller built their repeat-sales home price index in the 1980s; the 2006–2009 US housing collapse made housing data central to market analysis.
Fragen
What is the United States 15-Year Mortgage Rate?
The United States 15-Year Mortgage Rate tracks the housing market of the United States: house prices, building permits and starts, home sales, builders' confidence or mortgage demand.
What was the latest United States 15-Year Mortgage Rate?
6.57% for NOV/05, published on 5 November 2026.
When is the next United States 15-Year Mortgage Rate?
On Thursday 12 November 2026 at 17:00 UTC.
Nur Bildungsinhalte, keine Anlageberatung. Die Zahlen sind die veröffentlichten Ergebnisse, wie sie unser Kalender erfasst hat; die beschriebenen Marktreaktionen sind typisch, nicht garantiert.